Information Technology in Indonesian Bank Study
In general the study on information technology in Indonesia is limited. The largest sector that should be affected by information technology should be on the bank or telecommunication industry. For example, there are only a few study of information technology on Indonesian bank available in Scopus. One of the study that performed by McKendrick (1992) by using data from 1980-1987 of commercial bank in Indonesia indicated that the impact of IT is negligible (unsignificant). The study of McKendrick is align with Swierczek and Shrestha (2003) that positive impact of IT on productivity is difficult to determine in net profit and loans based on data in Japan and Asia-Pacific Bank.
Another more recent study is by Kumaralalita (2011) on IT governance which indicating the bank is not really concern on value of their investment. Study by Ernawati et al (2012) on the effectiveness of IT Risk Management framework that suggested to have framework that cover whole architecture.