Bank Statistics – Technology

Up to 25% of Bank Revenue is from Non-Interest Income (Fee based transaction). However, this would be “monopoly” of big banks.

ATM:
Total: 108 ribu (Jun 2019)
BRI: 20.846
BNI: 18.570
Mandiri: 18.291
BCA: 16.9655
CIMB: 4.500 (Annual Report 2019)
BTN: 2159 (Annual Report 2019)
Danamon: 1.345 (Annual Report 2019)
Panin: 960
Bank DKI: 946 (Apr 2018)
Bank BTPN: 226 (Nov 2019)

EDC:
Total: 1.265 juta (Jul 2018), 937 ribu (Jul 2019)
BCA: 500 ribu (Sep 2018), Transaki 325T
CIMB: 232 ribu (Annual Report 2019)
Mandiri 230 ribu (Sep 2019), 130 juta transaksi 80T
BNI: 180 ribu (Apr 2019)
BRI: 140 ribu (Nov 2019) (70% transaksi kartu kredit, 30% debit), Transaksi I/2019 40T

Kartu Kredit:
CIMB: 9.7 juta (Annual Report 2019)
BCA: 3.7 juta (Jul 2019), 75T
Niaga: 3.5 juta (Feb 2019), 8.5T
Mandiri: 2.0 juta (Dec 2019, 43T, 17% travelling
BRI: 1.9 juta (Jun 2019)
BNI: 1.86 juta (Jan 2020)

Nasabah:
Total: 292 juta (Aug 2019)
Mandiri: 83.5 juta
BRI: 70 juta
BCA: 19.5 juta (Mar 2019)

Kartu ATM:
Total: 154 juta (Feb 2019)
BRI: 53 juta (30 juta chip, 23 juta GPN)
BCA: 18 juta (9 juta NSICCS chiip based, 2 juta GPN), (92% pemilik rekening punya ATM)
Mandiri: 14.7 juta (Dec 2019): (8 juta Chip based, 4 juta GPN)