Anjar Priandoyo

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Posts Tagged ‘Digital

Digital is Scam

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I found its weird people can give advice on something that they already know. For example in the area of business improvement. I think to have comprehensive business improvement, it should be covers:

Law > Lawyer
I need someone who know about the legal aspect, the government relationship guy that know how to make things work. However sometimes the legal specialist that applicable in market is only the one that its purpose is as giving “stempel” (stamp of approval).

Accounting > Accountant
Basically I need someone that very good at number.

Tech Guy?
Well, I don’t think that I am going to need this kind of guy. This is the worst, as the advice mainly will be coming from:
Apps: Collaboration/Strategy/Customer (Business Tech)
Infra: Data/Tech/Security (Info Tech) > Process/Operating Model

For example according to OJK:
1.Data (Protection, Transfer, Governance)
2.Technology (Governance, Architecture, Emerging)
3.Risk Management (Outsourcing, Security)
4.Collaboration (Platform sharing, Collaboration)
5.Institutional Arrangements (Finance, Culture, Leadership, Organizational Design, Talent)
6.Customer (Engagement, Experience, Trust)

AML > compliance
Fraud > risk

FICOs Siron®Anti-Financial Crime Solutions.

client retail dari apps

Customer
Risk
Back Office
Data

Written by Anjar Priandoyo

April 13, 2022 at 11:01 am

Ditulis dalam Business

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Digital asset is scam

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Bitcoin is not money, is a digital asset (digital property)

Digital assets:

  • cryptocurrencies: bitcoin,
  • asset-backed stablecoins: tether
  • non-fungible tokens (NFTs) — certificates of ownership of original digital media

digital asset is something that created in digital, scan the painting is not digital assets, photo is not digital asset, the only practical digital asset is blockchain. when somethings can be copied it is no longer asset. just like intellectual property is not asset in 1800s, it is become asset when society decided to force it as asset

asset = useful or valuable things
In financial accounting, an asset is any resource owned or controlled by a business or an economic entity. It is anything (tangible or intangible) that can be used to produce positive economic value. Assets represent value of ownership that can be converted into cash (although cash itself is also considered an asset)

when you are getting older, you as an asset (usefulness or valuableness is declining), you no longer rely on you but rely on the cash out asset that transferable.

asset = property = ownership
pump and dump = microcrap = nge-goreng

Turing Complete refers to a machine that, given enough time and memory along with the necessary instructions, can solve any computational problem, no matter how complex. It means that any real-world general-purpose computer or computer language can approximately simulate the computational aspects of any other real-world general-purpose computer or computer language

Hyperledger (or the Hyperledger project) is an umbrella project of open source blockchains and related tools, started in December 2015

Hyperledger Fabric is a permissioned blockchain infrastructure, originally contributed by IBM and Digital Asset, providing a modular architecture with a delineation of roles between the nodes in the infrastructure, execution of Smart Contracts (called “chaincode” in Fabric) and configurable consensus and membership services

In short digital asset is scam, the same like knowledge management is scam. It is sad that sometimes is just a very big scam, jargon and propaganda.

Some of the pointer are, as comparison with knowledge

  1. Knowledge is has values (knowledge is power)
  2. Knowledge can be manage (there is a whole system that support it e.g knowledge management system, knowlege officer)
  3. Knowledge is future (there is Chief Knowledge Officer, which basically is librarian)

Written by Anjar Priandoyo

Maret 17, 2022 at 6:36 am

Ditulis dalam Society

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Digital

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Digitalization as fundamental changes made to business operations and business models based on newly acquired knowledge gained via value-added digitization initiatives.

Digital Transformation Now Guiding the Successful Digitalization of Your Business Model (Daniel R. A. Schallmo 2018)

Interesting that Digital is basically business term not technology term. Consultant is basically a business people not the technical people. Technology consultant is of course business people.

Written by Anjar Priandoyo

Maret 5, 2022 at 6:35 am

Ditulis dalam Science

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Digital Transformation

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Menurut OJK, Digital itu dibagi dalam enam area: Data (Protection, Transfer, Governance), Technology (Governance, Architecture, Emerging), Risk Management (Outsourcing, Security), Collaboration (Platform sharing, Collaboration), Institutional Arrangements (Finance, Culture, Leadership, Organizational Design, Talent), dan Customer (Engagement, Experience, Trust). Model OJK ini yang paling mirip dengan model Digital Maturity Model seperti DMM, ODMM dengan bahasa yang kurang lebih sama.

Saya mencoba mengikuti aliran yang lebih terbuka lewat, DPBoK yang kurang lebih mirip, membaginya dalam 4 area yaitu: Individual/Founder, mirip dengan aspek Technology (Fundamental, Infra, Application); Team, mirip dengan Operation (Product, Work, Operation); Team of Teams mirip dengan Strategy (Coordination, Invesmenter, Culture); Enterprise (Risk, Information, Architeture).

Written by Anjar Priandoyo

Februari 13, 2022 at 6:39 am

Ditulis dalam Science

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Transformasi Digital

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Transformasi Digital

Transformasi Digital

Menarik,

Digital Practitioner Body of Knowledge™ Standard (DPBoK) – Opengroup

Cetak Biru Digital Banking: OJK 26 October 2021
Digital Maturity Assessment for Bank (DMAB):
Elemen: Data, Teknologi, Manajemen risiko, Kolaborasi, dan Tatanan institusi
Kesiapan manajemen, organisasi dan budaya, teknologi, operasional, dan nasabah

Written by Anjar Priandoyo

Desember 24, 2021 at 7:33 am

Ditulis dalam Science

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Jargon: Transformasi Digital

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Transformasi Digital

3 Agustus 2020
Pertama, perluasan akses dan peningkatan infrastruktur digital.
Kedua, persiapkan betul roadmap transportasi digital di sektor-sektor strategis
Ketiga, percepat integrasi Pusat Data Nasional
Keempat, siapkan kebutuhan SDM talenta digital.
Kelima, Presiden minta yang berkaitan dengan regulasi, berkaitan dengan skema-skema pendanaan dan pembiayaan transformasi digital

IMD World Digital Competitiveness pada 2019 Indonesia masih di peringkat 56 dari 63 negara. ref

Written by Anjar Priandoyo

Oktober 20, 2021 at 7:46 am

Ditulis dalam Society

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Open Digital Maturity Model

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Digital Transformation

ODMM (May 2017) ref
1. Strategic Dynamism
3. Digital Culture, Talent & Skills
2. Optimal Customer Experience
5. Data Centricity
4. Service Innovation & Optimize Delivery
6. Digital Technology Leadership

DMM (Digital Maturity Model, Deloitte February 2018)
1. Customer
2. Strategy
3. Technology
4. Operations
5. Organization & Culture

ODMM (March 2019)
1. Strategic Dynamism
2. Customer Centrity
3. Digital Culture, Talent & Skills
4. Innovation & Lean Delivery
5. Big Data and AI
6. Technology Leadership

Written by Anjar Priandoyo

April 21, 2020 at 4:16 pm

Ditulis dalam Science

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Jargon: Digital Banking, A jargon generator

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Salah satu yang paling susah menurut saya dalam berbicara adalah menyampaikan dengan cara yang paling mudah dimengerti. Contoh, orang selalu bicara mengenai teknologi, bahwa perusahaan akan menginstall aplikasi A dan B, perusahaan akan membeli infrastruktur yang lebih besar, tapi sangat sedikit yang berbicara mengenai keruwetan perusahaan didalamnya.

A direct bank (sometimes called a branch-less bank, virtual bank, online bank or an internet-only bank) is a bank without any branch network that offers its services remotely via online banking and telephone banking or through an independent banking agent network and may also provide access via ATMs (often through interbank network alliances), mail and mobile

Wiki: Direct bank, Digital Banking. ref, ref, ref, ref, ref

Written by Anjar Priandoyo

Januari 17, 2020 at 11:17 pm

Ditulis dalam Business

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Jargon: A Digital Jargon

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People no longer talk about IT, they talk about Digital. They talk about computer an sensor. But in reality is very difficult, for example there are many Automated POS in developed country, in developing country is quite the opposite, there are more Gojek/Grab driver (there are more traffic congestion)

Ref: Design Thinking, Digital Transformation, Digital Strategy

Written by Anjar Priandoyo

November 14, 2019 at 7:29 am

Ditulis dalam Science

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