Anjar Priandoyo

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Posts Tagged ‘Crime

Bank Robbery Crime

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43 year old B*** S*****, born 1979, VP GH Employe Relation Communication, Law Degree from State University in Semarang class of 1999. Owner of 60 Ayam Geprek Fried Chicken Franchise, 60 million IDR high salaried. He has 1 billion debt with interest 500 juta, so total is 1.5 billion (some media inform 5 M). This case is interesting, there are several things that worthed to be noted: ref, ref, ref, ref

Keyword: Perampok BJB, Perampok bergaji 60 juta

  • BS does not have experience of banking operation (contrary with what media portrayal)
  • There are two types of debt. Debt that should be paid and debt that should not be paid (second mortgage is can be in this category)
  • Facts by media is misleading, 60 Ayam geprek might provide profit at 3 million (best estimate of 180 million a month, second estimate at 1 million a month -the same of his salary, worst estimate is business at loss). ref
  • It is also super interesting to see kaskus sentiment ref

Written by Anjar Priandoyo

April 9, 2022 at 8:01 am

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Kejahatan dan Orang Jahat

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Interesting, my wife once said that Office Bullying is not real, its a “barking dog never bite” scenario. She said the real danger is from the one that keep silence, the one that invicible -she refer to the owner. The owner that does not have a emotional connection to the employee.

Notes:

Labour exploitation – and ultimately human trafficking – is framed as a form of corporate crime due to the significant role that businesses and supply chains have in facilitating exploitation

Money and Corporate Greed
Marx believed that private ownership of property promoted greed, and he blamed capitalism for society’s problems. The problems, he claimed, stemmed from the Industrial Revolution.

Marxists essentially see crime and deviance as defined by the ruling class and used as a means of social control

What do Marxist believe causes crime?
Marxists argue that the economic system of capitalism itself causes crime. The whole system is based on the exploitation of the working class by the ruling class, leading to the ever-increasing wealth of one class and ever-increasing poverty of the other

Does Marxism make sense of crime?
Marx himself does not try to use the concept of alienated labour to make sense of crime

Who introduced Marxist approach in crime?
Karl Marx argued that the law is the mechanism by which one social class, usually referred to as the “ruling class”, keeps all the other classes in a disadvantaged position

Karl Marx’s theory of alienation describes the estrangement (German: Entfremdung) of people from aspects of their human nature (Gattungswesen, ‘species-essence’) as a consequence of living in a society of stratified social classes. The alienation from the self is a consequence of being a mechanistic part of a social class, the condition of which estranges a person from their humanity.

The theoretical basis of alienation is that the worker invariably loses the ability to determine life and destiny when deprived of the right to think (conceive) of themselves as the director of their own actions; to determine the character of said actions; to define relationships with other people; and to own those items of value from goods and services, produced by their own labour.

Karl Marx argued that the law is the mechanism by which one social class, usually referred to as the “ruling class”, keeps all the other classes in a disadvantaged position

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April 2, 2022 at 5:52 am

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Investasi Bodong

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Sebenarnya rada-rada heran, kena penipuan seperti ini masih kerap terjadi. Dan ini sebenarnya sudah dilarang oleh Bappebti sejak tahun 2019, bahkan di blok oleh Kominfo. Namun sepertinya seiring COVID, sepanjang 2020-2021 justru meningkat.

2016-2017 dan dana yang berhasil dikumpulkan yakni First Travel dengan nilai Rp800 miliar, PT Cakrabuana Sukses Indonesia sebesar Rp1,6 triliun, Dream for Freedom sekitar Rp3,5 triliun, dan Pandawa Group senilai Rp3,8 triliun.

Binomo, Olymp Trade, OctaFX, Quotex, IQ Option

Indra Kenz b31 Mei 1996

2018: Indra Kenz join binary option platform

2019:
11 Mei 2019, Hati-hati investasi bodong dengan Crypto ref
17 Mei 2019, Bappebti blokir via Kominfo
Nov 2019, Iklan Manipulatif Binomo Budi Setiawan ref, model iklan dibayar 50 juta
18 Nov 2019, Bahaya Binary Option ref
Indra Kenz create content

2020:
7 Sep 2020, Binomo merugikan ref
27 Nov 2020, Beritasatu mengendorse OlympTrade ref

2021:
16 Jun 2021, Wartaekonomi mengendorse Binomo ref
Indra Kenz peak

2022:
31 Jan 2022, Mendag Binary Option izin sekolah komputer
11 Feb 2022, Indra Kenz lapor balik ref
24 Feb 2022, Indra Kenz tersangka

UU 8 2010 TPPU, UU 19 2016 ITE
UU 7 Tahun 2014 Tentang Perdagangan (Larangan Skema Piramida)

Accumulation by dispossession: privatization, financialization, management and manipulation of crises, and state redistributions
The labor theory of value (LTV) is a theory of value that argues that the economic value of a good or service is determined by the total amount of “socially necessary labor” required to produce it.
Marx: Wealth created by capital remained “surplus value” that owners of capital didn’t have a right to – surplus value that capital owners stole from labor owners.

How does Marx define wealth?
In finance, capital refers to a form of wealth that is gained through profit making and entered into the account. David Ricardo and Karl Marx distinguish in a way that is often mistaken. Capitalists use variable capital to refer to their investment in labor-power, since labor-power is regarded by Marx as the only source of surplus value.

What is money according to Karl Marx?
A commodity economy produces money, according to Marx. A non-commodity economy produces no money due to the fact that the general human labor does not appear at value, and there is no contradiction between use value and value, concrete labor and abstract labor, social labor and individual labor.

Did Marx believe profit?
Classical economists were incorrect when they claimed that capitalism’s profits could not be adequately explained by classical economics. The Marxist theory, however, was also a failure. Among mainstream economists, it is now widely believed that capitalists do not make profits by exploiting their workers.

How does Karl Marx define money quizlet?
Marx’s views on money are as follows. The production of goods is not the function of capital (money), but of labor. In simplest terms, dialectical materialism is a theory of how reality is created. I propose an idea (thesis) that bridges the A (Hagal’s thesis) and B (Marx’s antithesis), which allows for a maximally efficient economic order to be composed.

Did Karl Marx believe in redistribution of wealth?
Among Marx’s perspectives, social democratic reforms – such as unemployment benefits and high taxes on profits and the rich – create further contradictions in capitalism by suppressing capitalist incentives to commit to making profits and to investing them in productive forms of investment.

The Madoffization of Society: A Corrosive Process in an Age of Fictitious Capital
We call this ‘Madoffization’. We suggest that societies are ‘Madoffized’, not only in the sense of their being subject to the ill-effects of speculative ponzi finance, but also in the sense that their prioritization of accumulation through debt expansion makes fraudulent practices, economic collapse and scapegoating inevitable.

Written by Anjar Priandoyo

Maret 11, 2022 at 8:59 am

Ditulis dalam Life

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Management is scam

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What is the most lucrative business? is the one that use low resources but gain high, something that minimum but produce the maximum, the most. Selling nothing, selling abstract things. Security for example, the business of police and military, basically they are selling abstract things. Police and military basically selling uniform. To some degree, celebrity, athlete also selling the same thing: abstraction. Advertisement.

Post industry era is the service industry. So mainly we are selling intangible things. However as talk is cheap certain barrier is created: qualification for example, education background. Management is also good example of the effective and profitable way to make money. A good manager will invest on the resources however an effective manager is not investing on the resources, they are concentrating on something that more essential.

What is it? ask Tukul Arwana. Tukul know two things: 1) how to entertain people 2) how to be the one that effectively exploit it.

Law enforcement
Police vs lawyer vs auditor:

Moral (sophia/knowledge/expertise) Enforcement:
Public Area: police vs bankers vs professor
Private Area (company): management vs parent

Police vs military: force enforcement
Priandoyo.WP: bankers vs lawyers

Sophis = skeptis cenderung bullshit (origin: sophia = wise)
Stoic = tahan menderita (suffering in silence)
Priandoyo.WP: Budaya Yunani

Managerial feudalism. A bullshit job is one that even the person doing it secretly believes need not, or should not, exist. ref, ref

Written by Anjar Priandoyo

Maret 8, 2022 at 8:15 pm

Ditulis dalam Science

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Artificial Intellience is fraud, scam and fallacy

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Why artificial intelligence is fraud, scam and fallacy.

Fraud Anatomy
1.Complex Scheme: AI/ML basically statistics
2.Time Binding Scheme: We are entering the AI era
3.Emotional related Scheme: AI will destroy humanity
4.Voluntary Action

Scam Anatomy
1.Jargon/Made up word: all AI jargon is made up word
2.Contradiction/Juxtaposition/Contrast: AI can replace human (non living replace living)
3.Repetition: Everyday in news, told by everyone

Fallacy Anatomy
1.Penyesatan (equivocation): The future is AI
2.Penyembunyian (concealment): We need to be careful
3.Pelebayan (exaggeration, can be understatement or overstatement):

Scam Anatomy: 
1.Legal registration: Government sponsor this
2.Physical evidence: It is used everywhere
3.Small amount: Learn AI is easy and fast
4.Innocent actor (Fake motive, voluntary action, zombie (computing)

Simple test. Can AI create God. Theist will say no, Atheist will say no.

Quora: Can AI ever become conscious?
Artificial Intelligence: Does Consciousness Matter? (Elisabeth Hildt)

Written by Anjar Priandoyo

Maret 8, 2022 at 7:30 pm

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Investment is obvious crime

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Tadi pagi ketika berlari, saya mendapat insight, bahwasanya investasi dalam bentuk apapun adalah scam (a crime, a fraud, a fallacy). Bagaimana mungkin ada excess dari wealth yang didiamkan kemudian menjadi lebih besar dari wealth itu sendiri. Excess is excess, it is by product, it is side effect. The only way to become rich is through productivity, not through investment. Investment can be seen as the side effect of the productivity. There is no such thing become rich through investment, there is such thing to become rich through speculation -speculation is basically a chance to have greater productivity with calculated risk. Investment is basically just saving in the “gold” plated box, a cosmetic -where the content inside the box is the same.

People that selling investment is basically selling lies. The same that people selling expensive underwear that based on extrinsic values (perception) not based on the intrinsic values (essential values that matter). A person might choose the investment only if this person have the “need”, and this need actually can be in the way of gambling/gaming or entertainment industry in general.

Di Indonesia harus diakui banyak orang yang tertipu -sama seperti cerita banyak polisi/tentara yang justru tertipu, karena tingginya faktor trust. Orang Indonesia ini bisa dibilang tidak terbiasa dengan budaya tulis, tidak terbiasa dengan hukum. Typical of traditional society that not based on legal culture. Think of some usury which the main business is literacy -written contractual agreement. The financing business only can be performed in advanced society, in more heavily specialized industry. If the finance industry not operated in advanced society, the finance industry only used to exploit the weak. The same like monopolized violence industry -government.

Salah satu faktor yang mendorong maraknya penipuan ini karena social protection sangat rendah. Seharusnya warga negara diberikan pensiun -sudah ada tapi lebih banyak yang belum punya, diberikan jaminan kesehatan -catatan untuk jaminan kesehatan sudah lebih baik sebenarnya, karena penipuan dengan unit link sudah tidak ada lagi. Meskipun pensiun dan universal/free healthcare sudah ada, mengubah culture ini tidak mudah, akibatnya orang shifting untuk tertipu dalam hal lain e.g trading/property. Untuk property lebih sedikit karena dibutuhkan investasi yang besar.

Sebagai perbandingan, di film Doraemon, di ceritakan bahwa Nobita yang tidak sukses adalah Nobita yang gagal masuk perusahaan dan memutuskan membuat perusahaan sendiri -yang gagal. Di UK misalnya, yang saya lihat, meski orang didorong menjadi pengusaha, tapi perlindungan terhadap pengusaha ini sangat besar oleh pemerintahnya.

This is why traditional society most likely will be still in the traditional society. In theory it takes time, but in reality the transformation is unlikely to be happened. There is an incentive to do ineffeciency, to become a middleman to become intermediaries. At first, intermediaries help create efficient markets and lower the cost of doing business, however it become the opposite (Perverse incentive, unintended consequences)

The tip of the iceberg. Pada dasarnya semua investasi adalah scam.
Rentenir online
Arisan, the earliest prone to scam like investment

Binomo, Trading Binary Option, kerugian 3.8M (Feb 2022)
Jouska – Aakar Abyasa Fidzuno (Jul 2020, kerugian 6M)
FX Family, (Forex, korban 2000 orang, sejak 2020, peak Feb 2022)
Investasi Paket Susu Sapi Perah (Jambi, 2020, kerugian 156M)
Krisna Alam Sejahtera, kerugian 14M, 1400 mitra
Investasi Bodong di Sumedang, kerugian 15M, 150 orang
Fikasa Group (2016, Promissory Note, kerugian 84M)
NFT Ghozali (Jan 2022)
Token ASIX (Feb 2022)

Binomo ini menarik karena modusnya lebih kepada MLM, lebih pada social media, dimana orang tidak tertipu dengan nilai returnnya tapi lebih pada end goalnya-kaya. Sementara model Jouska, ini lebih pada model tidak amanah. Kerugian dari Jouska ini bisa jauh lebih besar dibandingkan kerugian dari Binomo.

Written by Anjar Priandoyo

Maret 3, 2022 at 9:41 am

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Penipuan Lelang Online

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Bagaimana menghindari penipuan ternyata sangat sulit untuk dilakukan apalagi dalam era cyber seperti ini ketika identitas sulit untuk diidentifikasi. Suara bisa sama, wajah bisa sama. Satu-satunya faktor yang menyelamatakan ada logika berpikir. Orang yang berpikir dengan baik dan sehat, relatif lebih bisa mengatasi penipuan dengan baik.

Written by Anjar Priandoyo

Juli 22, 2020 at 5:48 am

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Kasus Hanson Internasional

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9 August 2019 Sanksi OJK pembekuan STTD (Surat Tanda Terdaftar) selama 1 tahun. Otoritas Jasa Keuangan (OJK) menemukan salah saji dalam laporan keuangan tahun 2016 PT Hanson Internasional Tbk (MYRX) dalam bentuk overstatement sebesar 613 miliar. Undang-undang pasar modal dan kode etik profesi akuntan publik dari Institut Akuntan Publik Indonesia (IAPI)

ref

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Juni 8, 2020 at 1:06 pm

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Kasus Tiga Pilar Sejahtera Food

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27 September 2017 Kasus beras oplosan, PT Indo Beras Unggul (IBU

16 January 2019, Produsen Taro Bangkrut, permohonan diajukan PT Bank UOB Indonesia, Pengurus Penundaan Kewajiban Pembayaran Utang (PKPU). 59 tagihan pada 28 September 2018 ref

24 Jan 2019, Pembantahan penggelapan Deposito 20M ref
25 Maret 2019, EY melakukan audit investigasi berbasis fakta ref
1 April 2019, EY dilaporkan ke Bareskrim Polri ref
7 April 2019, Kasus EY dan PT Tiga Pilar Sejahtera Food (AISA) Tbk (Audit Investigasi)
16 Feb 2020, Direktur AISA ditahan

PT Putra Taro Paloma dan PT Balaraja Bisco Paloma

ref, ref, ref, ref, ref

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Juni 8, 2020 at 12:11 pm

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Kerugian penipuan investasi

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Memiles, 8 bulan (Mei 2019) 750M, 250ribu orang

meMiles Bagi Reward 8 Mobil, 300 Motor di Gebyar meMiles 100 Milyar Menuju 1 Trilyun Sep 6, 2019

Medina Zein ref, ref

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Januari 11, 2020 at 11:04 am

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